Redefining Trust in Real Estate Rentals
ONIRO transforms Europe's rental market into a verified, transparent, and automated ecosystem — turning uncertainty into trust and friction into growth.
The Rental Market Is Broken
Europe's mid- and long-term rental market is overflowing with fraud, delays, and bureaucracy. Landlords waste hours verifying documents; tenants face endless rejections and risks. The result is a system built on mistrust.
Challenges for Landlords
150 applications in 48h
30%+ are fake with fraudulent income statements and stolen identities.
20 hours wasted
Manual document verification, chasing missing paperwork, handling cancellations.
15% unpaid rents
Withheld deposits and up to €1,200 in legal costs per dispute.
Zero transparency
Impossible to quickly assess financial stability or lifestyle factors.
Challenges for Tenants
60% denied without reason
Applications rejected with no explanation, often due to hidden criteria.
1 in 3 lose their deposit
Average €1,200 in lost deposits that tenants never recover.
4–6 weeks to sign
Landlords disappear, change terms, or delay indefinitely.
Same docs 15 times
Repeated bureaucracy with no guaranteed success on any application.
An inefficient, expensive, and conflict-prone ecosystem where distrust has become the norm.
A verified, transparent, and automated rental experience powered by AI and eIDAS KYC.
A Verified Digital Ecosystem That Ends Uncertainty
ONIRO connects landlords and tenants in a transparent, AI-driven environment. With automated verification, smart matching, and instant contracts, renting becomes 20x faster and nearly fraud-free.
For Landlords
Smart Matching
Only verified, compatible tenants — 12 relevant candidates instead of 150 random ones.
Automated Contracts & Payments
E-signatures in 2 minutes, deposits in escrow, automatic rent collection.
Zero Fraud & Disputes
Biometric eIDAS KYC, credit scoring, <1% default rate vs 18% today.
1 Hour Instead of 20
Drastically reduced time to rent a property with full automation.
For Tenants
Single Reusable Profile
Documents verified once, used across all listings on the platform.
Full Transparency
Understand why you’re accepted or rejected — income, guarantees, lifestyle.
100% Secured Deposit
Held by a third party and returned automatically at lease end.
Move-in Within 48 Hours
Find housing, sign a contract, move in — no waiting, no stress.
End-to-end: everything in one app, from matching to final payment.
100% legal and secure · eIDAS-compliant contracts · Stripe payments · Full GDPR compliance · 0 cost on lawyers
Technology That Builds Trust
From paperwork to platform — everything verified, automated, and connected.
Smart Matching
AI analyzes creditworthiness, lifestyle, and guarantees. Only matches with 85%+ compatibility are shown to landlords.
Secure Payments
Escrow-protected deposits and automatic rent collection via Stripe PCI-DSS compliant infrastructure.
Digital Contracts
Legally binding eIDAS-compliant e-signatures in under 2 minutes. No paperwork, no delays.
Transparent Profiles
Full visibility on lifestyle and reliability factors. Tenants understand exactly why they’re accepted or rejected.
How It Works
A 3-step process from profile to move-in.
Create a Verified Profile
5–15 minutes. Biometric ID verification, income confirmation, lifestyle preferences, guarantor if needed.
Landlords set criteria; the algorithm filters compatible profiles in real-time.
Intelligent Matching
Like Tinder, but for rentals. Swipe relevant options while AI analyzes compatibility.
Only 85%+ compatibility matches are shown. No noise, no spam.
Sign & Move In
Built-in security at every stage. Biometric KYC, Stripe payments, AES-256 encryption.
Everything is ready in 48 hours. No paperwork, no stress, no risk.
A €60B+ Market Ready for Reinvention
By 2030, over 40% of urban residents will rent long-term — yet the market remains offline, fragmented, and unprotected. ONIRO's verified rental infrastructure unlocks scalable opportunities in a growing market.
European rental market by 2034 (3x growth from $48.1B in 2025)
CAGR 2025-2034 — one of the fastest-growing real estate segments globally
Tenants in Barcelona & Madrid by 2026 (+25% from 3.6M in 2023)
Business Model
Simple, recurring, scalable. 80% recurring revenue across multiple streams.
Financial Forecast
Conservative projections based on validated market data.
| Horizon | Scope | Revenue |
|---|---|---|
| 1.5 years | Spain launch, first partnerships | €5–8M/yr |
| 3 years | Spain + France, partner revenue | €40–60M/yr |
| 5 years | Multi-country (FR, ES, DE, CH/BE) | €100–150M/yr |
Unit Economics
Superior metrics across every dimension vs. industry benchmarks.
Momentum Ahead
Currently validating our hypothesis before launching the MVP in Madrid and Barcelona. Early feedback is strong: 80% of landlords and partners confirm readiness to onboard.
Verified renters on pilot waitlist
In active integration pipeline for Spain, France & DACH
Cross-border EU intent on waitlist
Phased European Deployment
Beachhead — Spain & France
- Portal API Integration: launch with 3+ major EU listing portals
- GLI Underwriting MVP with ORIAS licence
- 500 beta users via partner portals
- Target: €693K ARR
Expansion — DACH + Iberia
- Expand to 8+ portals across DACH, Iberia & Nordics
- Cross-border flows: Madrid→Berlin, Paris→Barcelona
- B2B SaaS anti-fraud to 3 portals
- Target: €3.77M ARR
Scale — Pan-European Dominance
- 12 countries, 15 portal APIs
- Embedded finance: rent payment rails + insurance bundling
- Native GLI licences in 8 countries
- Target: €10.75M ARR
Key Metrics Trajectory
| Metric | Year 1 | Year 2 | Year 3 |
|---|---|---|---|
| MoM Growth | 18.2% | 12.7% | 8.4% |
| Gross Margin | 79% | 83% | 85% |
| CAC Payback | 4.2 mo | 3.8 mo | 3.1 mo |
| LTV:CAC | 7.4x | 8.9x | 10.2x |
| Churn | 4.2% | 3.1% | 2.4% |
Breakeven projected at Q3 2027 (Month 21 post-launch) with EBITDA margin of +37% by Year 3
Global Expertise, Local Insight
Our founding team blends SaaS innovation with real-estate depth. Each brings the precision of global SaaS and the pragmatism of European property markets.
Emir Si Nualli Muhammed
Marketing Strategist
Spain RE specialist
Pre-Seed Round Open
We’re raising €600K – €1.2M to launch and validate our MVP in Madrid and Barcelona. Funds will drive AI development, eIDAS biometric KYC integration, legal framework, and core engineering hires.
Pre-Seed Target
Cash Runway
Target at 18\u201324 months
Fund Allocation
Exit Multiple Analysis
Based on EU PropTech comparables: Wunderflats (7.2x), HousingAnywhere (6.8x), Nested (5.9x)
| Scenario | Timing | Revenue | Multiple | Valuation | Prob. |
|---|---|---|---|---|---|
| Base Case | 2029 | €10.75M | 6.5x | €70M | 65% |
| Bull Case | 2028 | €15.2M | 8.2x | €125M | 25% |
| Bear Case | 2030 | €6.1M | 4.1x | €25M | 10% |
Why Invest Now? The 18-Month Window
- EU Digital Services Act mandates portal interoperability from Q1 2027 — forced API access
- Portal opportunity: major EU listing platforms face margin pressure — actively seeking API-driven revenue-sharing partners
- C2C GLI market inflection: penetration jumping from 0.5% to 8.7% post-Leboncoin partnership
- First-mover advantage: 18 months to secure 8+ portal APIs before copycat operators emerge